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High-Yield Savings

HomeTown Savings Working Harder

Your savings should do more than sit there. With a HomeTown High-Yield Savings Account, you can earn competitive dividends on your money while keeping your savings accessible for the goals and opportunities ahead.

And because we believe the more you save, the more your money should work for you, our tiered savings rates reward larger balances with higher dividend rates.

Whether you’re building an emergency fund, saving for a big purchase, preparing for the future, or simply looking for a better place for your cash, HomeTown can help your savings go further.

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Why Choose a HomeTown High-Yield Savings Account?

  • Competitive dividend rates: Give your savings the opportunity to earn more with competitive rates that can increase as your balance grows.
  • Tiered rates: Larger savings balances can qualify for higher dividend rates, helping your money work harder.
  • Flexible savings: Keep your money accessible while still earning dividends.
  • Local, personal service: Get the support of a local credit union that knows the communities we serve.
  • Member-owned: At HomeTown, you're a member and an owner—not just an account number.
  • Federally insured: Your eligible deposits are federally insured up to $250,000 through the NCUA.*
  • IRA capabilities: Your High-Yield Savings is available for IRA and Roth IRAs.

What's the Difference Between High-Yield Savings & Regular Savings?

The biggest difference is the dividend rate. A high-yield savings account generally offers a more competitive rate, allowing you to potentially earn more on your savings while maintaining access to your funds.

Put Your Money in a Better Place.

You've worked hard to save it. Now let your savings work harder for you.

Open a HomeTown High Yield Savings Account and start earning competitive dividends on the money you're setting aside for tomorrow.

Not sure if a High Yield Savings Account is right for you? Stop by one of our local branches and talk with a HomeTown team member about your savings goals.

Because at HomeTown, your money matters. Your goals matter. And you matter.

Contact Us   View High Yield Savings Rates

Featured Rates