HomeTown makes managing money simple.

We believe that managing your money should be straightforward. At HomeTown, you get hassle-free checking account options that give you easy access to your money- any time, from anywhere. Plus, with every checking account, you get plenty of perks, too.

HomeTown Checking

Managing your money shouldn’t cost you anything. With HomeTown Checking, you’ll get free checking that’s designed to simplify your life.

• No minimum balance
• No monthly service fee
• Free debit card
• Free 24/7 access through Online & Mobile Banking, including Mobile Deposit
• Free Bill Pay and eStatements
• NCUA insurance on all your accounts

Interest Checking Account

Our Interest Checking Account helps your money work hard for you. You’ll earn dividends that compound monthly—all you need to do is maintain a low minimum balance.

• $400 minimum monthly balance
• A low $4.00 fee if your balance falls below minimum
• Earns dividends, compounded monthly
• Free debit card
• Free 24/7 access through Online & Mobile Banking, including Mobile Deposit
• Free Bill Pay and eStatements

Masters Checking Account

HomeTown makes sure members who are 59 years and older are well taken care of.  Our Masters Checking account gives you free checking that’s also interest earning.

• No minimum balance
• No monthly service fee
• Earn dividends that are compounded monthly
• Free debit card
• Free Masters Checks*
• Reduced fee on safe deposit box
• Free 24/7 access through Online & Mobile Banking, including Mobile Deposit
• Free Bill Pay and eStatements

*A Masters Account entitles you to one FREE box of checks per year. Additional checks may be purchased at the regular retail price any time.

Direct Deposit

Take advantage of the convenience of Direct Deposit. Get recurring payments automatically deposited in any of our checking accounts.

 Including:

• Paychecks
• Social security payments
• Pensions
• Annuity payment
• And more

It’s safer, worry-free, and always confidential. Best of all, your deposit immediately earns dividends when it’s deposited in an interest bearing account.

Sign up for Direct Deposit now to get started.

Overdraft Protection

Protect yourself from checking overdrafts. Our Overdraft Line of Credit is meant to act as a safety net for when you exceed the balance that’s in your checking account.

• No annual fees
• Protects against overdraft and other fees

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