Skip to main content

Personal Loans

HomeTown is there when life happens.

We all try to plan for whatever the future may bring. But, sometimes we need an extra hand to help consolidate bills or reach our goals. HomeTown Credit Union’s Personal Loans and Personal Lines of Credit can help you pay for whatever you need.

Unsecured Personal Loans

Use an Unsecured Personal Loan for virtually anything – expected or unexpected. Whether its consolidating debt, updating your home office, remodeling your kitchen, or taking a trip HomeTown has your covered!

  • Competitive rates
  • Fixed terms up to 84 months
  • Borrow up to $20,000
  • Fast approvals
  • No collateral required — just your signature and good credit!

Payment Example: A 36-month, $5,000 loan at 11.99% APR could cost you as low as $167 per month!*

Apply for an Unsecured Personal Loan   Check Unsecured Personal Loan Rates

*Rates subject to change and are based on creditworthiness. 11.99% APR rate is based on $5,000 loan with 36-month term. No minimum term required, but maximum term is 84 months. $20,000 maximum loan amount, and $100.00 minimum loan amount required. Late payment fees of $25.00 and processing fees may apply and would be above and beyond the initial monthly loan cost. Contact the Credit Union for more details.

Personal Share Secured Loans

A Personal Secured Loan has the lowest possible interest rate because your loan is secured by what you already have on deposit at HomeTown.

  • Ideal for rebuilding or establishing credit
  • Use it for any purpose
  • Terms of up to 24 months
  • Fixed rates

Apply for a Personal Secured Loan   Check Personal Secured Loan Rates

Unsecured Personal Line of Credit

Keep some more peace of mind when it comes to your finances with an Unsecured Personal Line of Credit. These loans are similar to a credit card — once you establish a credit limit, we let you borrow what you need, when you need it with the convenience and flexibility of accessing it anytime. Plus, once the balance is paid off, its available for you to use again!

  • Pay interest on only what you borrow
  • Repay only what you borrow
  • Low rates & fast approvals
  • Easily access cash through Online Banking, checks, debit card or in-branch

Apply for an Unsecured Personal Line of Credit   Check Unsecured Personal Line of Credit Rates 


Featured Rates