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Financial Ed

Ask HomeTown

Ask HomeTown - Financial Answers From Your Trusted Partner

Ask HomeTown is our question and answer initiative created to respond to our members' toughest financial questions through short, easy to follow videos.

Through this series, we encourage you, our members, to ask any question relating to financial matters. We'll then share the answers and knowledge with all our members in the videos below because chances are, if you have a question, someone else likely does too! Or if the question is personal to you, we'll connect individually and provide our thoughts and advice.

So if you have a question you'd like answered, simply click below to submit it and we'll do our best to answer it shortly.

Submit a Financial Question

Ask HomeTown Video Library

View our question and answer video library by scrolling through the videos below. All videos can also be found on our YouTube channel.

Should you have any questions about our Learning Center, Ask HomeTown, or if you are interested in any other financial education support, please email

Learn More About Starting Good Savings Habits with Teens

Learn About TruStage Insurance

Let's Talk About Mail Theft

How Can You Recognize & Avoid Amazon Scams?

How Can You Recognize & Avoid Telephone Prize Scams?

How Can You Recognize & Avoid Government Scams?

How Can You Recognize & Avoid Puppy Scams?

How Can You Recognize & Avoid Tech Support Scams?

Can Members Skip Loan Payments?

What is a Holiday Savings Account?

What are the Best Ways to Consolidate Debt?

What are the Requirements for Becoming a Member of HomeTown Credit Union?

What Should I Do if I Lose my Debit Card?

How Do I Build my Credit History?

How Do I Refinance my Auto Loan Through HomeTown?

What Are my Student Loan Options?

What is the Necessary Time on Job to Qualify for a Mortgage?

Does Closing a Credit Card Affect Your Credit Score?

Tips and Tricks for Landing Your Next Job - SteeleCoWorks Workforce

Affordable Schooling at Northfield Community College Collaborative

Debt Collection Consumer Rights

Affordable Summer Fun at Riverbend Nature Center in Faribault

Cooking & Food Budgeting

COVID-19 Scams

Home Buying

Credit Card Safety Measures, Plus Other Tips & Tricks

Cooking & Food Budgeting

All About Credit Scores

Know Your Cards

Obtaining & Understanding Credit Reports

Saving Money

How to Spend Your 2020 Stimulus Check

Free Credit Reports

Financial First Aid

Creating a Budget

Featured Rates