For your convenience, we are providing several on-line loan calculators to assist you in your financial planning.
Rates are subject to change. Call 1-888-451-3798 for current rates. Loan rates quoted are LOWEST rates available and MAY VARY based on age of collateral, term of loan and applicant's credit history. Fixed rates quoted include a .50% discount for automatic payment. Other conditions may apply.
Loan Rates Effective November 15, 2019
| Loan Type |
Rate |
APR* |
Term |
| New & Used Cars & Trucks–2018 & Newer |
2.99 |
2.99 |
48 |
| Used Cars & Trucks – 2016–2017 |
3.24 |
3.24 |
48 |
| Used Cars & Trucks – 2014–2015 |
3.49 |
3.49 |
48 |
| Used Cars & Trucks – 2012–2013 |
4.24 |
4.24 |
48 |
| Used Cars & Trucks – 2009–2011 |
4.99 |
4.99 |
48 |
| Used Cars & Trucks – 2004–2008 |
7.24 |
7.24 |
48 |
| Used Cars & Trucks – 2003 & Older |
7.99 |
7.99 |
36 |
| New Recreational Vehicles |
3.74 |
3.74 |
48 |
| Used Recreational Vehicles |
3.74 |
3.74 |
48 |
| New Boat and Motorcycle |
3.74 |
3.74 |
48 |
| Used Boat and Motorcycle |
3.74 |
3.74 |
48 |
| Unsecured Line of Credit |
10.00 |
10.00 |
NA |
| Personal Loan |
8.99 |
8.99 |
36 |
| New Miscellaneous Secured Personal Loans |
5.75 |
5.75 |
36 |
| Used Miscellaneous Secured Personal Loans |
6.75 |
6.75 |
36 |
| Classic Visa Credit Card |
10.90 |
10.90 |
NA |
| Rewards Visa Credit Card |
14.90 |
14.90 |
NA |
VISA Classic Disclosure VISA Rewards Disclosure
Home Equity & HELOC - Effective October 1, 2019
| Loan Type |
Rate |
APR* |
Term |
| Home Equity Line of Credit – 80% LTV-variable rate*** |
5.00 |
5.00 |
120 |
| Home Equity Line of Credit – 90% LTV-variable rate*** |
6.00 |
6.00 |
120 |
| Home Equity Line of Credit – 100% LTV – variable rate *** |
7.00 |
7.00 |
120 |
| Home Equity – 80% Loan to Value- fixed rate** |
5.25 |
5.25 |
60 |
| Home Equity – 90% Loan to Value – fixed rate** |
6.00 |
6.00 |
60 |
| Home Equity – 100% Loan to Value – fixed rate ** |
7.25 |
7.25 |
60 |