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Card Services

Card Services

Credit and debit cards add convenience to all of our lives. At HomeTown, our cards give you the flexibility to purchase anywhere, travel with peace of mind, and give money as a gift­ – all with top-notch security.

Debit Card

Debit Mastercard®

Don’t carry cash anymore. With HomeTown’s Debit Mastercard, you can conveniently pay for what you need wherever Mastercard is accepted and get cash in a hurry when you use your debit card at an ATM.

  • Convenience — works like cash and eliminates the need for checks
  • Real-time balances — your account is updated right away when a transaction is made
  • Contactless Payment — your card or device never needs to leave your hand, reducing the risk of loss or counterfeit while also being uniquely encrypted
  • Apple Pay & Google Pay — pay securely in stores, online, and in apps without having to access your physical card.

For even more details about our Debit Mastercard, visit our full information page here.

Credit Card

HomeTown Classic Credit Card

Be ready for anything with the HomeTown Classic Credit Card. A no-frills option that helps you pay for everything from everyday purchases to large, unexpected expenses — HomeTown Classic has you covered.

  • A low 10.90% APR*
  • No annual fee
  • 25-day grace period on purchases
  • Accepted at millions of locations worldwide
  • Easily make payments with Home Banking or at any branch

*Annual Percentage Rate

Gift Cards

Make gift giving a no brainer. A VISA Gift Card from HomeTown is the perfect gift for any occasion! Best of all, it can be replaced if it’s lost or stolen.

  • More secure than cash
  • Get one in any branch
  • Available in any amount from $20- $500
  • Use anywhere Visa is accepted

Travel Cards

Keep your peace of mind and money safe when you travel with HomeTown’s VISA Travel Card!

  • No monthly fee
  • Emergency travel assistance and luggage reimbursement included at no cost
  • Zero liability for any charges you didn’t authorize

Featured Rates