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Card Services

Card Services

Credit and debit cards add convenience to all of our lives. At HomeTown, our cards give you the flexibility to purchase anywhere, travel with peace of mind, and give money as a gift­ – all with top-notch security.

Visa Debit Card

Don’t carry cash anymore. With HomeTown’s Visa debit card, you can conveniently pay for what you need wherever Visa is accepted and get cash in a hurry when you use your debit card at an ATM.

  • Get real-time balances- your account is updated right away when a transaction is made
  • EMV Chip Technology- encrypts and protects cardholder data
  • Convenient- works like cash and eliminates the need for checks

Credit Cards

Visa Credit Card

Keep the safety, security and purchasing power of VISA® in your wallet. With a VISA Credit Card from HomeTown Credit Union, you can establish credit, earn rewards, enjoy low interest rates… and do it all with no annual fee.

Visa Classic Credit Card

Be ready for anything with the Visa Classic Credit Card. A no-frills option that helps you pay for everything from everyday purchases to large, unexpected expenses– Visa Classic has you covered.

  • A low 10.90% APR*
  • No annual fee
  • 25-day grace period on purchases
  • Accepted at millions of locations worldwide
  • Easily make payments with Home Banking or at any branch

Visa Rewards Credit Card

Be rewarded for every swipe at millions of merchants, worldwide with the Visa Rewards Credit Card.

  • 14.90% APR*
  • No annual fee
  • Earn rewards on every purchase (1 point for every dollar spent)
  • Earn more rewards with featured merchants
  • Redeem rewards for travel, gas, groceries and more.

*Annual Percentage Rate

Gift Cards

Make gift giving a no brainer. A Visa Gift Card from HomeTown is the perfect gift for any occasion! Best of all, it can be replaced if it’s lost or stolen.

  • More secure than cash
  • Get one in any branch
  • Available in any amount from $20- $500
  • Use anywhere Visa is accepted

Travel Cards

Keep your peace of mind and money safe when you travel with HomeTown’s Visa Travel Card!

  • No monthly fee
  • Emergency travel assistance and luggage reimbursement included at no cost
  • Zero liability for any charges you didn’t authorize

Featured Rates