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HomeTown has your savings needs covered.

No matter what stage you're at in life, savings are important for reaching financial goals. Whether it's for a fun vacation, a new car, a gift for a loved one, or simply an emergency fund, HomeTown has accounts to help you towards your goals. And, any of our accounts are a great place for your tax refund dollars to earn interest for you! Learn about our Share Savings Account below, or visit our other savings pages for a variety of options available to you: Money Market, Share Certificates, IRAs

Savings Rates

Share Savings Account

A HomeTown Share Savings account establishes you as a member and part owner of our credit union. Your initial $10 deposit represents your share of the credit union. It also means that you get to enjoy all the benefits HomeTown Credit Union has to offer.  

  • Low rates on loans
  • Higher dividends on deposits
  • Free 24/7 access through Online & Mobile Banking, including Mobile Deposit
  • Free debit card
  • Voting privileges for the Board of Directors
  • Free member financial education seminars

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Holiday Club

Being prepared for the holidays may be the best gift you could give yourself — Let HomeTown help you grow your holiday stash for the special moments than truly mean the most.  With a Holiday Club Savings Account, you can put some money away all throughout the year and when it’s time to start shopping, you’re already ahead of the game.

  • Make unlimited deposits all year
  • Conveniently set up deductions from paychecks
  • Earn interest monthly
  • October 1st funds availability
  • Low $10 early withdrawal fee

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PayMeFirst Account

A PayMeFirst account helps you conveniently put away money each month so you can start a saving habit that’ll really pay off. 

  • Requires an electronic deposit of at least $15 each month
  • Earn competitive dividends on balance
  • No withdrawal fee for balances over $500

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Featured Rates