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Mortgage Loans

Let's celebrate your dream home.

With personalized service, competitive rates and a variety of loan options you can feel confident about purchasing or refinancing a home loan with your HomeTown lender. 

Whether you’re a first time buyer, looking to buy your forever home, renovate your existing one, or build from scratch, our Mortgage Originators will take you through the financing process—every step of the way.

Our Home Loans include and have options for:

  • Competitive rates
  • Fast pre-approvals
  • Conventional, FHA, VA options
  • No or low closing cost options
  • New construction financing
  • Renovation financing
  • Rural Development
  • Refinancing

Apply for a Mortgage

Love your current home, but it needs some upgrades?

HomeTown’s Home Improvement Loan has you covered if you want to improve on a home you already love. Build a gourmet kitchen, add an addition or renovate the master suite. It’s all possible… and all with competitive rates and low fees.

Renovation Refinance Loan

  • Refinance to include the cost of repairs and improvements
  • Borrow at least $10,000 for home improvements
  • Purchase Renovation Loan
  • Loan includes purchase price and renovation costs
  • Perfect for pre-purchase inspection or appraisal work order repairs
  • $35,001 Minimum Renovation Amount

Apply for a Home Improvement Loan

Equal Housing Opportunity. NMLS #421680 

Our Mortgage Originators


Bruce Moore
MLO# 400727

150 18th Street SW
Owatonna, MN 55060

bmoore@hometowncu.coop
(507) 455-6735


Tuan Phan
MLO# 553997

2000 Honeylocust Dr., Northfield, MN 55057

1205 Hwy 60 West,
Faribault, MN 55021

tphan@hometowncu.coop
(507) 646-9303

Contact Us 

 


 

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