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Minnesota Boat & RV Loans — No Payments for 90 Days

Adventure now, pay later on boat & RV loans with HomeTown


Your payments can wait — the lake and highway adventures cannot


From the dock to the campground, HomeTown Credit Union is here to help you make the most of your Minnesota summer.

For a limited time, when you finance a new or refinanced boat or RV loan, you can enjoy no payments for the first 90 days. That means you can focus on planning your next adventure—without worrying about a payment right away.

Whether you're dreaming of weekends on the water or road trips to Minnesota’s beautiful campgrounds, HomeTown Credit Union offers flexible financing, competitive rates, and local service you can trust.

Find Your Dream Boat or RV, Then Finance with HomeTown

Whether searching at a dealership, purchasing online, or visiting a local boat or RV show, we'll be here to help you secure a payment-free 90 days on your Boat or RV loan! When you finance with us, you’ll enjoy:

  • Competitive, local rates
  • Friendly, knowledgeable lenders who put your goals first
  • Local decisions made right here in our community
  • A cooperative that reinvests in the people and places we serve

Make the Most of Minnesota Summer

Minnesota summers are short—but they’re meant to be enjoyed.

With a boat or RV financed through HomeTown Credit Union, you can spend your time:

  • Fishing and cruising on Minnesota’s lakes
  • Camping at your favorite state parks
  • Planning spontaneous weekend road trips
  • Creating lasting memories with family and friends

With 90 days before your first payment, you can focus on the experience first.

Ready to Start Your Adventure?

With the ability to finance up to 100% of your loan and flexible terms up to 180 months, you can rest assured that you'll be on your way to an affordable adventure in no time!

Use Promo Code: BOATRVNOPAY to get started at the link below.

Apply for a Boat/RV Loan

*Offer valid on new or refinanced Boat and RV Loans financed with HomeTown Credit Union between March 16, 2026 and June 30, 2026. No loan payments will be required for the first 90 days from the loan closing date. Payments will begin once the 90-day deferred payment period ends. Interest will continue to accrue during the no-payment period. All loans are subject to credit approval. Additional terms and conditions may apply. Contact the credit union for full details.

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