It's Not You. It's Your Checking Account.
Break up with fees & move on to FREE with a HomeTown Checking Account!
We believe that managing your money in a checking account should be easy and straightforward.
At HomeTown, you can get a hassle-free checking account that give you quick access to your money any time, from anywhere — no branch location required! Plus, there's no cost and you get plenty of perks.
HomeTown Free Checking
- No minimum balance
- No monthly service fees
- No minimum transaction count
- Free 24/7 account access through Online & Mobile Banking, plus Mobile Deposit
- Free eStatements & Bill Pay
- Free debit card
- NCUA insurance on all your accounts
And, when you open any account at HomeTown, you gain access to knowledable bankers, free financial education resources, and free 1:1 financial coaching. Becoming a member at HomeTown means you gain a trusted financial partner ready to help you through all life's journeys — Let's get started today!
Open a Checking Account
*Offer valid for new members who open a HomeTown Free Checking Account between June 1–30, 2026. $10 membership fee will be paid by HomeTown Credit Union and deposited into the required Share Savings Account. Share Savings Account required for membership and must remain open to maintain membership; funds may not be withdrawn without closing membership. Free Checking refers only to the HomeTown Free Checking Account; other checking products may have fees. Subject to approval. Restrictions may apply.