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Dreams Become a Reality with a HomeTown Home Equity Loan.

You’ve been dreaming about it, make it happen by putting your home to work for you. You can borrow against the equity you have in your home for financing things like a vacation, a new car, even consolidate some debts. Because your home secures the loan, you’ll pay a more favorable rate than most other types of loans. Choose the loan type that is right for you.

  • Closed-end: With a closed-end home equity loan you receive the loan amount all at once so you can use it immediately. Our closed-end home equity loans utilize a fixed interest rate.
  • Line-of-Credit: A home equity line-of-credit allows you to borrow the money you want – as you need it. This type of loan has a variable rate that is based on the Wall Street Journal Prime Rate. See Loan Rates

Be sure to contact your tax specialist to determine whether or not the interest you pay is tax deductible. Great rates and no closing costs.*

*Closing costs will be waived on home equity loans with a minimum advance of $10,000. Automatic payments from a HomeTown Credit Union checking account are required. An active checking account with direct deposit or an active debit card is required to qualify for this offer. Normal credit qualifications apply. Closing costs will be added back to the loan balance if any of the following occurs: the loan is repaid in full and closed within 36 months of the loan date, the automatic payment is stopped within 36 months of the loan date or the checking account becomes inactive or closes within 36 months of the loan date. Consult with your tax advisor.

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