Card Services Content

Card Services

Visa Debit Card

Look what you get with your newly designed debit card:HomeTown Credit Union VISA Debit Card

  • EMV chip technology
  • Real time balances – balances updated each time a deposit is made.
  • Personalized P.I.N. number by phone – P.I.N. can be customized upon receipt of your new card.
  • Convenience - widely accepted
  • Cost effective - eliminates the need to write checks

When using your debit card, remember to choose credit whenever you are given the option and reduce PIN based transactions.

To set an initial PIN or change your current PIN for your Debit Card, call 1-800- 992-3808.

To report Fraud or a Lost/Stolen Debit Card call: 1-888-451-3798.

Visa Credit Cards


VISA Classic Credit Card

  • 10.90% APR*
  • No annual fee
  • 25-day grace period
  • Accepted at millions of locations worldwide
  • Make your VISA payments online within Home Banking or right at the Credit Union office


Apply for a Visa Classic Card

Click here for an important VISA Classic Disclosure.

*Annual Percentage Rate


VISA Rewards Credit Card

  • 14.90% APR*
  • No annual fee
  • Earn rewards on every purchase
  • Accepted at millions of locations worldwide
  • Boost points faster with featured merchants
  • Redeem rewards for travel, gas, groceries, gift cards, and more!


Apply for a Visa Rewards Card

Click here for an important VISA Rewards Disclosure.

*Annual Percentage Rate

To report Fraud or a Lost/Stolen Credit Card call 1-855-510-4589.


Gift Cards

Give the gift of money with the HomeTown Credit Union Visa gift card!

  • More secure than cash
  • Can be used anyplace Visa is accepted
  • Card is issued to you in our office, not by mail

Travel Cards

Keep your money safe while traveling by using a HomeTown Credit Union Visa travel card!

  • No monthly fee
  • Emergency travel assistance and lost luggage reimbursement included at no extra charge
  • Zero liability: If you card is lost or stolen, you will not be liable for transactions that you did not authorize.

See Visa Credit Cards for more information.