Card Services Content

Card Services

Visa Debit Card

Look what you get with your newly designed debit card:htcu-debit-card

  • EMV chip technology
  • Real time balances – balances updated each time a deposit is made.
  • Personalized P.I.N. number by phone – P.I.N. can be customized upon receipt of your new card.
  • Convenience - widely accepted
  • Cost effective - eliminates the need to write checks

When using your debit card, remember to choose credit whenever you are given the option and reduce PIN based transactions.

Click Here to view a video with more information about cards with chips.

To set an initial PIN or change your current PIN for your Debit Card, call 1-800- 992-3808.
To report Fraud or a Lost/Stolen Debit Card call: 1-888-451-3798.

Visa Credit Cards

  • 10.90% APR*
  • 25-day grace period
  • No annual fee
  • Accepted at millions of locations worldwide
  • Make your VISA payments online within Home Banking or right at the Credit Union office

*Annual Percentage Rate

To report Fraud or a Lost/Stolen Credit Card call 1-800-234-5354.

Gift Cards

Give the gift of money with the HomeTown Credit Union Visa gift card!

  • More secure than cash
  • Can be used anyplace Visa is accepted
  • Card is issued to you in our office, not by mail

Travel Cards

Keep your money safe while traveling by using a HomeTown Credit Union Visa travel card!

  • No monthly fee
  • Emergency travel assistance and lost luggage reimbursement included at no extra charge
  • Zero liability: If you card is lost or stolen, you will not be liable for transactions that you did not authorize.

See Visa Credit Cards for more information.