Affordable Remodeling Starts Here

Are you dreaming of a home makeover? Or maybe there's something in your house that's been needing to be fixed for a while now? Big or small, want or need, a HomeTown Home Equity Line of Credit can help you turn all your renovation plans into reality. Setup as a revolving credit line secured by the equity in your home, a HELOC is a convenient way to take out the funds you need and only repay on the amount borrowed.

With special rates as low as 4.99% APR* for 6 months, we're ready to help you accomplish all your home goals!

• New lighting or paint
• New appliances or flooring
• Full kitchen or bath remodels
• Room additions
• Exterior enhancements
• And more

Click below, and enter your promo code to get started.

*Apply for a HELOC

*Home Equity Line of Credit (HELOC) promotional rates are available for new HELOCs only, subject to credit approval. For borrowers with a Loan-to-Value (LTV) ratio at or below 80%, the promotional rate will be 4.99% APR for the first six months from the original loan date. For borrowers with an LTV between 80.001% and 90%, the promotional rate will be 5.49% APR for the first 6 months. After the promotional period, the APR will be variable from 4.00% to 18.00%, subject to quarterly change based on the Wall Street Journal Prime Rate (WSJP) plus a margin, and determined by creditworthiness, Loan-to-Value (LTV), and lien position at origination. As of December 19th, 2024, the WSJP index rate was 7.50%. No annual fee. Closing costs may apply and typically range from $100 to $1,000 depending on property location, lien position, and loan amount. APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change without notice. Property insurance is required, and flood insurance may be required. Limited time offer. Federally insured by NCUA. Equal Housing Opportunity.