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Drive Now. Pay Later.
90 Day No Payment Auto Loans

Hit the Road This Summer with No Payments for 90 Days*

Ready for a new ride? At HomeTown Credit Union, we’re making it easier than ever for Southern Minnesota drivers to get behind the wheel. For a limited time, finance or refinance your auto loan and enjoy no payments for the first 90 days.*

Whether you're commuting to work, heading up north, or planning summer road trips, we’re here to help you drive with confidence.

Apply today and use promo code: AUTONOPAY

Why Choose HomeTown for Your Auto Loan?

  • No Payments for 90 Days – Get breathing room in your budget
  • Competitive Rates & Flexible Terms – Built around your needs
  • Refinance & Save – Lower your current monthly payment
  • Local Minnesota Service – Friendly, trusted support close to home
  • Fast, Easy Application – Get approved and on the road quickly

From daily drives to weekend getaways at the lake, your vehicle should support your lifestyle—not stress your finances. Our 90-day no-payment offer gives you time to settle in before your first payment is due.

How It Works

  1. Apply for a new or refinanced auto loan
  2. Get approved and finalize your loan
  3. Drive your vehicle today
  4. Make no payments for the first 90 days

It’s that simple.

Apply Now & Start Driving Today

Don’t wait to upgrade your ride. This limited-time offer is available June 1 through August 31, 2026.

Promo Code: AUTONOPAY

Apply Today

*Offer valid on new or refinanced Auto Loans financed with HomeTown Credit Union between June 1 and August 31, 2026. No loan payments will be required for the first 90 days from the loan closing date. Payments will begin once the 90-day deferred payment period ends. Interest will continue to accrue during the no-payment period. All loans are subject to credit approval. Additional terms and conditions may apply. Contact the credit union for full details.

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