Hit the Road This Summer with No Payments for 90 Days*
Ready for a new ride? At HomeTown Credit Union, we’re making it easier than ever for Southern Minnesota drivers to get behind the wheel. For a limited time, finance or refinance your auto loan and enjoy no payments for the first 90 days.*
Whether you're commuting to work, heading up north, or planning summer road trips, we’re here to help you drive with confidence.
Apply today and use promo code: AUTONOPAY
Why Choose HomeTown for Your Auto Loan?
- No Payments for 90 Days – Get breathing room in your budget
- Competitive Rates & Flexible Terms – Built around your needs
- Refinance & Save – Lower your current monthly payment
- Local Minnesota Service – Friendly, trusted support close to home
- Fast, Easy Application – Get approved and on the road quickly
From daily drives to weekend getaways at the lake, your vehicle should support your lifestyle—not stress your finances. Our 90-day no-payment offer gives you time to settle in before your first payment is due.
How It Works
- Apply for a new or refinanced auto loan
- Get approved and finalize your loan
- Drive your vehicle today
- Make no payments for the first 90 days
It’s that simple.
Apply Now & Start Driving Today
Don’t wait to upgrade your ride. This limited-time offer is available June 1 through August 31, 2026.
Promo Code: AUTONOPAY
Apply Today

*Offer valid on new or refinanced Auto Loans financed with HomeTown Credit Union between June 1 and August 31, 2026. No loan payments will be required for the first 90 days from the loan closing date. Payments will begin once the 90-day deferred payment period ends. Interest will continue to accrue during the no-payment period. All loans are subject to credit approval. Additional terms and conditions may apply. Contact the credit union for full details.