Skip to main content

Boat Loans

Memories made at the drop of an anchor.

Nothing is more Minnesotan than a day on the lake, right? Whether you're looking for a state-of-the-art fishing boat, a speed boat, or a large pontoon to drop the anchor and relax the day away, HomeTown Credit Union has you covered. We offer Boat Loans for new and used boats as well as refinancing options for boats you already own. And with our low rates, we can save you a boatload!

Take the plunge and get on your way to creating infinite memories out on the lake.

  • Competitive, low rates
  • Flexible terms and loan amounts
  • Personalized, quick service

Payment Example: A 48-month, $20,000 Boat Loan at 3.24% APR could cost you as low as $445 per month!*

Apply for a Boat Loan   Check Boat Loan Rates

*Rates subject to change and are based on creditworthiness. 3.24% APR rate is based on 2018 or newer boat model with 48-month term. No minimum term required, but maximum term is 180 months. No maximum loan amount, but minimum loan amount is $100.00. Late payment fees of $25.00 and processing fees may apply and would be above and beyond the initial monthly loan cost.

Featured Rates