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Personal Loans & Line of Credit

We all try to plan for whatever the future may bring. But, sometimes we need an extra hand to help consolidate bills or reach our goals. HomeTown Credit Union’s Personal Loans and Personal Lines of Credit can help you pay for whatever you need.

 Apply for a Personal Loan or Line of Credit   Check Personal Loan & Line of Credit Rates

Unsecured Personal Loans

Use an Unsecured Personal Loan for virtually anything – expected or unexpected. Whether its consolidating debt, updating your home office, remodeling your kitchen, or taking a trip HomeTown has your covered!

  • Competitive rates
  • Fixed terms up to 84 months
  • Borrow up to $20,000
  • Fast approvals
  • No collateral required — just your signature and good credit!

Payment Example: A 24-month, $5,000 loan at 8.99% APR could cost you as low as $229 per month!

Personal Share Secured Loans

A Personal Secured Loan has the lowest possible interest rate because your loan is secured by what you already have on deposit at HomeTown.

  • Ideal for rebuilding or establishing credit
  • Use it for any purpose
  • Terms of up to 24 months
  • Fixed rates

Unsecured Personal Line of Credit

Keep some more peace of mind when it comes to your finances with an Unsecured Personal Line of Credit. These loans are similar to a credit card — once you establish a credit limit, they let you borrow what you need, when you need it with the convenience and flexibility of accessing it anytime. Plus, once the balance is paid off, its available for you to use again!

  • Pay interest on only what you borrow
  • Repay only what you borrow
  • Low rates & fast approvals
  • Easily access cash through Online Banking, checks, debit card or in-branch

Rates subject to change and are based on creditworthiness.

Featured Rates