Student Loans Content

Student Loans

Private Student Loan Program

HomeTown Credit Union offers private student loans through a partnership with cuStudentLoans, a credit union managed network. Private student loans serve as a way for students to fill the funding gap between the cost of attending school and the amount of federal loans, grants and available scholarships.
Private Student Loan (cuScholar)
The cuScholar private student loan can be used to pay for any qualified education expense including tuition, room & board, books and other school related expenses. There is no repayment penalty and borrowers are required to make a modest $25 minimum payment towards interest while in school to promote responsible repayment habits and pay down some interest accrual.

Low Rates with Great Benefits!

Competitive interest rates, and with good grades, potential for even lower rates
30-day no-fee return policy allows you to cancel the loan without fees or interest
No origination fee for all student borrowers
Click here for more information or to start the application process.

Private Student Loan Consolidation (cuGrad)

A private student loan consolidation allows borrowers the ability to consolidate and refinance one or multiple student loans into one loan at a potentially lower interest rate. You can consolidate federal and private student loans with a cuGrad Student Loan Consolidation.

Simplify your finances with one easy monthly payment

Lower payment and competitive rate with extended repayment term
Cosigner release available after 12 on-time principal and interest payments
Interest-only payment option up to 4 years followed by standard repayment
Click here for more information or to start the application process.