HomeTown Credit Union, Your Trusted Partner for Financial Success
left LoansMortgagesSavingsChecking AccountsOnline ServicesRates right

Help us celebrate National Credit Union Youth Month 
Let's get WILD about Saving!


Credit Union Student Employees Headed to DECA National Competition

HomeTown Credit Union is excited to announce two of our student employees have qualified at the Minnesota State DECA Conference and have advanced to the National Conference in Orlando, Florida. Credit Union employee Amber Holte will be competing in the School Based Enterprise Academy;  she, along with two others, have worked hard over the past year to make the Owatonna High School store meet over twenty different requirements that qualified it for finals. Jack Livingston advanced to National’s with a combined score from a Financial Literacy Test and a Financial Literacy Role Play Event. Additionally, he qualified in Financial Consulting, Financial Literacy Promotion and a Business Finance Test.   DECA is a nation-wide student organization that prepares its members for careers in marketing, finance, hospitality and management. Owatonna DECA advisor Scott Pierce has said that Amber and Jack’s employment at the Credit Union has benefited them in many ways, helping them to develop interpersonal and professional communication skills. “These are skills that we strive to develop in DECA and without outside experiences like working at the Credit Union, it’s very difficult to do at that level in the classroom” said Pierce. Jack also competes in the Business Professionals of America Club and placed first in Banking and Finance at the MN State BPA Conference. He will be advancing to the National BPA Conference in May in Anaheim, CA. Congratulations, Amber & Jack, on all your accomplishments! We wish you all the best!


You're never A LOAN with HomeTown. . .
  You're a member!

Take advantage of up to a $500 instant rebate when you finance
your next titled vehicle, RV, boat or motorcycle with us. 

And no payments for 90 days! Rates as low as 1.99% APR*


*Annual percentage rate. CASH rebate applies only to closed-end loans secured by titled collateral. Offer does not include real estate loans. Minimum loan amount is $10,000 for this offer.  Loan must be new money to the Credit Union and loan must be closed at the Credit Union. Existing Credit Union loans only qualify if they are a refinance with $10,000 new money added. CASH rebate will be added to the balance of the loan if the loan pays off within twelve months of closing.  This rebate may be subject to taxes. Consult your tax advisor.      Offer expires 6/30/2015

HomeTown Credit Union Scholarships
We are now accepting applications for scholarships.  Applicants must be a graduating high school senior pursuing post high school education during the 2015-2016 school year. 
Scholarship deadline is 5:30 p.m., Friday, April 24, 2015.
Click here for more information and to apply.



* * * * * *

Employment Opportunities with 
HomeTown Credit Union
Click Here



We now offer Private Student Loans.

Click here for more information. . . .



Is Home Ownership in Your Future?
We offer a wide variety of financing options.
Contact us today for current rates and details on how to apply. 



Take a quick assessment to determine your financial health.


Politicians in Washington are considering an overhaul of the federal tax code – and taxing credit unions is on the list of proposed changes. 

     The credit union tax exemption was established by Congress to assure a low cost banking alternative, as credit union earnings are used to benefit the members rather than returning earnings to a group of shareholders. Unlike banks that maximize profits for a small group of investors, credit unions exist to serve their members, including working families, local small businesses and your community.

     HomeTown Credit Union is a not-for-profit financial cooperative owned by our members. As a member-owner, please consider contacting your US Congressperson and US senators to ask them not to tax your credit union. Taxing credit unions won’t make a dent in the national budget deficit as credit unions hold only 6% of consumer deposits nationwide.  A tax on credit unions is really just another tax on you, as it will impact the benefits you receive as a credit union member-owner.
Click here to learn more about our tax exempt status and how you can help preserve it.


Take advantage of skipping your loan payments*!
HERE to get started.

*Offer excludes VISA credit cards and real estate loans.  Each loan 
qualifies for one SkipPay per year.





Search Our Site


Current HomeTown 
Employment Opportunities




VISA Fraud/Lost/Stolen Debit Card

VISA Fraud/Lost/Stolen Credit Card

Contact Us


Mortgage Rates


Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright D+H All Rights Reserved.
Privacy Policy Site Map Disclosures