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Personal Lines of Credit for You!

News broke earlier this month that a large, well-known financial institution was eliminating Personal Lines of Credit (PLOCs) from their product offerings, leaving thousands of their customers frustrated and confused. HomeTown however, still has PLOCs, and we're ready to help you. Let's learn more about how PLOCs can benefit you —

What is a Personal Line of Credit (PLOC)?

A PLOC is a revolving loan or line of credit similar to a credit card. After establishing a credit limit, you can borrow what you need and only pay interest on what you borrow - not the whole line of credit. Plus, once you pay off the balance, it's available again for you to use!

What Could I Use a PLOC For?

PLOCs can be used for a wide variety of large expenses:

  • Home repairs & projects
  • Auto repairs
  • School tuition
  • Medical bills
  • Debt Consolidation
  • Emergencies
  • And more!

 We know that times have been challenging lately, and we want you to know that HomeTown is here to help you not only get by, but also thrive. Get approved with rates as low at 10.00% APR*. So, whether you're stressed about a big project or expense, or are looking to consolidate credit card debt, leave the worrying behind, and take advantage of our Personal Lines of Credit to ensure all your large expenses are worry-free.

*Learn More & Apply!

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